Securities Finance
A security is a fungible, negotiable instrument representing financial value. Securities are broadly categorized into debt securities (such as banknotes, bonds and debentures), and equity securities, e.g., common stocks. The company or other entity issuing the security is called the issuer. What specifically qualifies as a security is dependent on the regulatory structure in a country For example, private investment pools may have some features of securities, but they may not be registered or regulated as such if they meet various restrictions.
You can leverage Citi’s global reach to gain direct benefits in the servicing of your international and domestic portfolios:
* Optimize your portfolio’s value by lending in 35 markets
* Increase demand for your portfolio through our 24-hour coverage
* Rely on our on-the-ground presence in these markets and our local market expertise to provide you with news about the latest regulatory, tax and market changes
We also manage flexible financing solutions including agency, exclusive, hybrid, principal and fails-coverage programs.
Robust Balance Sheet: as an AA rated institution (S&P), ING can offer extremely aggressive financing rates
Competitive pricing: As a top tier global financial institution, ING can offer ready for action financing levels across all products
Market Access: Through ING’s global footprint and local market knowledge, we can offer access to both industrialized and emerging markets (Direct Market Access in main European equity markets & Wholesale Banking located in 40 countries with 120,000 employees with 1.2 trillion assets in euros).
Integrated security finance platform: ING offers complementary products such as Linear Equity Derivatives, Securities Borrowing and Lending, Repo, and CFDs
Flexibility: ING can structure security financing instruments to suit client requirements
Currency: Cross currency products increase the elasticity of ING’s product range (FX capable)
What Are the Current Trends in Equipment Financing? — Financial Week reports that current constraints in the credit markets are already taking a toll on equipment lenders, especially those that rely on commercial paper and bank syndications. As early as August 2008 equipment lease and loan originations had declined 14.5 percent compared to the same period in 2007. The pressure on US auto makers has already forced them to either eliminate or drastically reduce their lease financing programs. It will likely only be a matter of time until similar effects are seen in other durable goods sectors.
How Will My Retirement Accounts Be Affected? — Americans are now seeing their pensions, their 401Ks and their IRAs going into free-fall. Within the first two weeks of the crisis, it was estimated that Americans lost more than $2 trillion in asset values from their retirement accounts. To the extent that their pensions may have been invested in securitized sub-prime mortgages (MBS) it is questionable whether some of these losses may ever be recovered.
